If your ownCloud installation fails and you see the following error in your ownCloud log please refer to MySQL / MariaDB with Binary Logging Enabled for how to resolve it.

An unhandled exception has been thrown: exception ‘PDOException’ with message 'SQLSTATE[HY000]: General error: 1665 Cannot execute statement: impossible to write to binary log since BINLOG_FORMAT = STATEMENT and at least one table uses a storage engine limited to row-based logging. InnoDB is limited to row-logging when transaction isolation level is READ COMMITTED or READ UNCOMMITTED.'